Contribution amount for self-employed and voluntary members 2012
Your contributions may vary according to your type of employment or type of income.
1. Contributions for self-employed persons
In case you are self-employed your monthly contributions are calculated as a percentage of the assessable income limit (EUR 3,825.00). If you submit an income tax assessment notice, the contributions can be calculated from the basis of your income (at least EUR 1,968.75). Please note: Please always send us your income tax assessment notice without delay. If your income rises, we are required by law to adjust the contribution rate as of the month following the date on which you receive your income tax assessment notice, i.e. with retroactive effect if need be. If the employment office (Bundesagentur für Arbeit) is funding the commencement of self-employed work with an initial or start-up grant, a special minimum applies (see table).
Assessable income from self-employed activities | Health insurance monthly rate | Nursing care insurance monthly rate | ||
|---|---|---|---|---|
| without entitlement for sick pay | with entitlement for sick pay | |||
| 14.9% | 15,5% | 1.95% | 2.2%* | |
| from EUR 1,968.75 (statutory minimum income) to EUR 3,825.00 (assessable income limit) | from EUR 293.34 to EUR 569.93 | from EUR 305.16 to EUR 592.88 | from EUR 38.39 to EUR 74.59 | from EUR 43.31* to EUR 84.15* |
| Recipients of an initial or start-up grant from EUR 1,312.50 (statutory minimum income) to EUR 3,825.00 (assessable income limit) | from EUR 195.56 to EUR 569.93 | from EUR 198.01 to EUR 592.88 | from EUR 25.59 to EUR 74.59 | from EUR 28.88* to EUR 84.15* |
*including supplementary contribution pursuant to the Child Inclusion Act.
For pension and pension-like income (e.g. benefit payment, pension, capital payment) the general contribution rate (15.5 percent) applies in health insurance.
2. Contributions for voluntary members
In case you belong to the group of e.g. civil servants, self-insured children, pensioners, retirees or persons not pursuing gainful employment, the monthly contributions are calculated as a percentage based on the statutory minimum of at least EUR 875 and a maximum of EUR 3,825.00 (assessable income limit). Please note: Please inform us promptly if your income should change. Because we are also required to adjust contributions retroactively you may thus avoid having to pay additional claims. In the health insurance system differing contribution rates apply depending on the type of income.
Types of income (examples): | Health insurance | Nursing care insurance | ||
|---|---|---|---|---|
general contribution rate 15.5% | reduced contribution rate 14.9% | 1.95% | 2.2%* | |
| your monthly rate/EUR | ||||
Pensions, statutory and company pensions Income from gainful employment (other than pensions) | from EUR 135.63 to EUR 592.88 | - | from EUR 17.06 to EUR 74.59 | from EUR 19.25* to EUR 84.15* |
Income as civil servant, income from renting and leasing, income from investments, etc. | - | from EUR 130.38 to EUR 569.93 | ||
*including supplementary contribution pursuant to the Child Inclusion Act
Should you be entitled to an allowance or health care according to rules or regulations applying to civil servants, if you fall ill or require nursing care, you pay half the contribution payable pursuant to the Child Inclusion Act, which must be paid in full (+ 0.25 percent).
erstellt am 06.01.10; zuletzt aktualisiert am 29.12.11
