As an employee, you are voluntarily insured if your regular income in 2020 exceeds the social security threshold of 62.550 EUR. You are generally required to pay the contributions to health and long-term care insurance yourself. Your employer pays his/her monthly share to health and long-term care insurance together with your salary.

More details

Usually, your employer takes on the payment and deducts your share of contributions to health and long-term care insurance from your salary. This is then paid directly to us together with the contributions to pension and unemployment insurance.

Share of contributions to health and long-term care insurance paid by your employer

Your employer pays half of the general contribution rate of 7.3 per cent. He/She also pays half of the additional contribution rate which is 0.35 per cent of a total of 0.7 per cent. You and your employer pay 7.65 per cent each in 2020.