Dependants not eligible for non-contributory dependants‘ insurance are those whose main occupation is self-employment, who are insured by private health insurance or who are exempt from compulsory insurance because they are civil servants as well as those who are subject to compulsory insurance due to being employees.

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In addition, there are income limits for non-contributory dependants’ insurance. Your dependants must not have a regular total income exceeding 445 euros (2019). However, they may earn 450 euros from a so-called mini-job.

Non-contributory dependants’ insurance for children is only available up to certain age limits. In addition, there are restrictions for children if your spouse or civil partner has private health insurance cover.