HomeGermany’s best health insurance fund? Techniker Krankenkasse!
Germany’s best health insurance fund? Techniker Krankenkasse!
In 2026, "Focus-Money" named TK the "Best Health Insurance Fund Open Nationwide" thereby securing it the top spot among health insurance funds operating throughout Germany. Find out more about this ranking and the impressive services and benefits that earned TK first place.
In the ranking conducted by the German business magazine, "Focus-Money", TK impressed in particular with its extensive range of digital services and benefits. These include:a 24/7 online medical consultation servicea fully digital Bonus Planthe TK-App which allows, among other things, insurees to upload sick notesapps to manage a range of illnesses including migraines. TK's insurees also benefit from comprehensive health promotion initiatives, patient training sessions and search portals for doctors and hospitals.Top marks for TK
TK was awarded the top marks of "excellent" in 5 of the 11 categories tested. In a further 4 categories it was ranked twice as "very good" and twice as "good". Furthermore, the 2 special awards are confirmation that TK not only excels in certain areas, but also impresses with its overall offering in the following areas:
TK's results in the individual categories of the Focus-Money health insurance fund rankingBest digital servicesSpecial care offerings: very goodOptional plans: excellentAdditional services: excellentTransparency: excellentHealth promotion: goodService: excellentBonus Plan: very goodFinances: very goodAlternative medicine: satisfactoryDental benefits: satisfactorySpecial awards for TK:Recommended by doctorsRecommended by customers
How Germany's best health insurance fund is decidedTogether with the experts from the independent German Finance Service Institute (DFSI), "Focus-Money" assessed a total of 70 regional and national health insurance funds. A catalogue of 400 different questions formed the basis of the analysis. This then enabled the experts to determine the best health insurance fund for 2026. In addition, Focus-Money conducted an online survey of more than 10,000 doctors and dentists to determine which statutory health insurance fund they would recommend. The result? TK received the special "Recommended by doctors" award once again.For the 8th time, Focus-Money also included customer opinions. These were evaluated through various surveys and analyses conducted by opinion research institutes. Here, too, TK again received the award "Recommended by customers", making it one of the best health insurance funds in terms of customer satisfaction and recommendation rate.
All the results at a glanceYou will find all the details in German of the health insurance fund ranking in the issue 7/2026 of "Focus-Money". It is also available to download as a PDF on the DFSI website. Focus-Money: Der große GKV-Test
Focus-Money (issue 7/2026)
TK uses cookies to make your visit to our website safe, secure and convenient. You can choose which cookies you want to allow. More information can be found in our data privacy policy and the overview of cookies on tk.de . There, you can adjust your cookie settings again at any time.
Show detailsHide details
Security (required)
We authenticate you to guarantee a secure login, ensure optimal functionality of the website, and save your cookie settings.
Functionality
We optimally display our website on all devices and learn how visitors use our site so that we can continuously improve it.
Marketing
We want to optimise the effectiveness of our advertising measures by monitoring the success of our promotional campaigns, providing you with the most relevant information possible, and preventing the same advertisements from being repeatedly shown to you.
Services
We occasionally offer services from other companies (third parties), such as Google Maps for map views or YouTube for displaying videos. If these cookies are disabled, this content cannot be displayed.
Your entries will be reset in minutesYou have been inactive on this site for an extended period of time. For your security, the data you have entered will be deleted shortly.
