Contributions health insurance students

Health insurance for students in Germany

Monthly contributions for students with statutory insurance cover - valid from 01.01.2025
Breakdown of the monthly contribution	Health insurance	Long-term care insurance*	Total amount
up to 23 years without child	110.38 EUR	30.78 EUR	141.16 EUR
from 23 years of age without child	110.38 EUR	35.91 EUR	146.29 EUR
with at least 1 child	110.38 EUR	30.78 EUR	141.16 EUR
with 2 children under 25 years	110.38 EUR	28.64 EUR	139.02 EUR
with 3 children under 25 years	110.38 EUR	26.51 EUR	136.89 EUR
with 4 children under 25 years	110.38 EUR	24.37 EUR	134.75 EUR
with at least 5 children under 25 years	110.38 EUR	22.23 EUR	132.61 EUR

^{* includes the TK-specific supplementary contribution rate of}^2.69^%

** How much do I have to pay for long-term care insurance

When you reach the age of 30

We can only extend the insurance beyond your 30th birthday under certain circumstances.

When your student insurance expires, you will need to pay the regular contributions for voluntarily insured persons. The amount is based on your income. If you have no income you pay the minimum contribution:

Monthly contributions for voluntarily insured students
Voluntarily insured students	Health insurance*	Long-term care insurance
up to 23 years without child	220.03 EUR	47.46 EUR
from 23 years of age without child	220.03 EUR	55.37 EUR
with at least 1 child	220.03 EUR	47.46 EUR
with 2 children under 25 years	220.03 EUR	44.16 EUR
with 3 children under 25 years	220.03 EUR	40.87 EUR
with 4 children under 25 years	220.03 EUR	37.57 EUR
with at least 5 children under 25 years	220.03 EUR	34.28 EUR

^{* includes the TK-specific supplementary contribution rate of}^2.69^%

To calculate your contributions individually, we will be happy to send you an application - just contact us to request one. You can reach our TK-ServiceTeam by phone at +49 40 - 46 06 62 53 00 24 hours a day, 365 days a year.

Pay contributions monthly using direct debit

The easiest and convenient way is to set up a Direct Debit Mandate with us. We will then debit your contribution from your bank account every month. Otherwise, you have to pay the entire semester contribution in advance.

Reasons for extending the student health insurance

Under certain conditions, we can extend the student health insurance.

Reasons for extending the insurance past the qualifying age limit:

illness

disability

birth of a child

providing care for a disabled or sick relative

member of a committee or council pf a higher education institution

non-admission to a study programme

basic military service or alternative community service

voluntary social year

second chance and further education

Bundesfreiwilligendienst (BFD) [German state voluntary service programme]

comparable approved voluntary service (e.g. Internationaler Jugendfreiwilligendienst (IJFD) [International Youth Volunteer Service]

attendance of a Studienkolleg [preparatory college] as a mandatory requirement for admission to a study programme

registration with a preparatory language course as a mandatory prerequisite for admission to a study programme