EmployeesTechniker Krankenkasse is not only Germany’s largest statutory health insurance fund, but also the best - that’s the result of a test conducted by Focus Money business magazine (issue 7/2025). Our English speaking consultants will be happy to advise you online, by e-mail or telephone or in a face-to-face conversation. At TK we offer an impressive range of services and benefits at a great price. We look forward to welcoming you.
Our guide for employees
What you pay for TK health insurance
What you pay depends on your status and income. Read on for more details.
Free cover for family members
As a member of TK, you can get health insurance for your family members for free.
Navigating work and health insurance
Essential tips for working in Germany, from notifying authorities to managing multiple jobs.
Basic information about the German health system
Are you new in Germany or planning to move here soon? Either way, you have no doubt got lots of questions.
Our cover and services
We not only cover your healthcare costs, but provide you with many additional services beyond the legal requirements.
Statutory or private health insurance?
When it comes to your health, making the right decisions is all-important. Statutory health insurance offers numerous advantages.
Become a member
Fill in the easy online application and become a member of TK, named Germany’s best health insurance fund by Focus Money business magazine (07/2025 issue).English-speaking assistants available 24/7English-language TK-App for you to handle your insurance onlineHealth care throughout EuropeGreat value for money and top coverSpecial services tailored to our international members
Join TK
Our digital services
TK-AppQuick, secure, uncomplicated: Take advantage of health insurance the smart way.
App TK-DocWith the TK-Doc app you can get expert medical advice about your problem from a doctor from the comfort of your own home.
TK-FitWith these exciting challenges and great bonuses, TK-Fit in the TK-App helps you to be more active in your day-to-day life.
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