As a student, how can I be exempted from compulsory health insurance?

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Use the online process below to be exempted from compuslory health insurance. You need to complete this process within three months from the start of compulsory insurance. You also have to prove that you are covered by another type of health insurance.

11.03.2026

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Online-Service: Confirmation of insurance for enrolment at university

For example this could be private health insurance, an entitlement to cover for civil servants’ medical expenses or Freie Heilfürsorge [medical welfare].

Please complete the application form online.

When will I be exempt from compulsory health insurance?

If you have not used any services since the beginning of your compulsory health insurance, you will be exempted retrospectively. Otherwise, the exemption will apply from the first day of the month following the month in which you submitted your application.

A once and for all decision

You cannot reverse a decision to be exempted from compulsory health insurance. This means that insurees who opt for private health insurance may not normally return to the statutory health system once the decision has been made.