HomeHealth insurance in GermanyBasic information about the German health systemStatutory or private health insurance? Differences and advantagesPrivate health insurance: a decision for life
Private health insurance: a decision for life
Switching from private health insurance back to statutory health insurance is usually difficult.
This is particularly true in old age when private health insurance premiums often rise dynamically. Therefore, when making the decision to switch from statutory to private cover, you need to be aware that this choice is usually for life. Private insurance premiums are not based on income. Therefore, if you have private cover you must continue to pay your full health insurance premiums even when if your income is significantly reduced.
If you choose private health insurance you need to be aware of the potential risks in old age and take early precautionary measures to compensate for rising contributions.
We use cookies
Privacy settings
We use cookies to provide you with a secure and user-friendly website. Some of these cookies are essential for our website to function. With your consent, we also use additional tools. These help us to understand how our website is used, among other things. Personal data such as your IP address and your usage behaviour may be processed in the process. By clicking "Reject optional cookies", you reject these optional cookies. You can adjust your selection at any time in the privacy settings. Further information can be found in the Legal notice , the Privacy policy and under Cookies on tk.de (only available in German).
You decide for which purposes we may store and process your data. You can change your consent at any time. Further information can be found under Cookies on tk.de (only available in German).
Essential cookies
Functional cookies
Marketing cookies
Services
Individual settings
Reject optional cookies
Accept all
Accept selection
Accept all
Your entries will be reset in minutesYou have been inactive on this site for an extended period of time. For your security, the data you have entered will be deleted shortly.
