We subsidise all online and face-to-face health courses which you can find in our German-language health course search (Gesundheitskurssuche). For these courses, we cover 80% of the fees up to 150 EUR for individual courses and 300 EUR for combined courses.
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Yes, we do! We cover health trips certified by the German Central Test Centre for Preventive Health Courses that started on or after 15 October 2024. Due to the applicable TK statutes up to 15 October, health trips that were started before this date cannot be subsidised. You can find health trips in our German-language health course search.
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Yes, TK covers the costs up to the maximum non-statutory benefit for patients aged 20 years and over. Regional agreements exist in some German federal states.
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Yes, the costs of gynaecological cancer screening are billed to us directly using your TK eHealth card.
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Yes, men aged 45 and over can have a urologist, a GP or a specialist in internal medicine check their external genitalia and perform a prostate cancer screening every year. The costs of this screening are billed via the TK eHealth card.
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Women aged under 25 can request a chlamydia test once a year. This test can be performed using a urine sample. In some cases, your doctor may also suggest a swab. The swab is a private service which you will have to pay for yourself. In both cases, the results are usually available in just a few days.
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Whether and how much of the costs of a medication or dressing are covered by TK depends on various factors. You will usually have to make a co-payment.
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Vaccinations can be billed using your insurance card if they are regulated in the Schutzimpfungs-Richtlinie [Preventive Vaccination Directive]. These guidelines are based on the recommendations of the Standing Committee on Vaccination (STIKO) at the Robert Koch Institute.
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We subsidise up to three osteopathic treatments (sessions) per calendar year. You will receive 40 EUR per session, but not more than the costs actually incurred. You can submit your information to claim a reimbursement via the TK-App or via Meine TK ("Kostenerstattung Ostheopathie", currently only available in German language).
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We can subsidise glasses if the visual defect in one eye is more than six dioptres, if you have a visual defect of more than four dioptres due to astigmatism, or if you are severely visually impaired, i.e. you have no more than 30 per cent vision in your better eye despite wearing glasses or contact lenses.
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If you are temporarily unable to run your household due to a serious illness and are unable to access support close to you, you can take advantage of our domestic help service. We offer flexible support tailored to your needs.
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We will cover the costs if you need the vaccination for a private trip abroad and it is recommended by STIKO [the Standing Committee on Vaccination at the Robert Koch Institute]. The vaccination must be administered at a statutory health insurance accredited doctor's surgery or a public health department. All that is required from you is a 10% co-payment for the vaccine. This co-payment ranges between a minimum of 5 EUR and a maximum of 10 EUR.
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Intensive out-of-hospital nursing care, known in German as "außerklinische Intensivpflege", is provided to the seriously ill who require 24/7 hour from trained carers. It is intended, for example, to support patients requiring continuous medical care, such as those who are artificially ventilated.
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Nursing care at home, known as häusliche Krankenpflege in German, is provided to avoid or shorten hospital stays or ensure the success of medical treatment.
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We cover the costs of one dental check-up every half-year for adults. There must be at least four months between appointments. We also pay for the removal of hard dental plaque (tartar) once a year during your check-up. These services are billed directly via your TK eHealth card.
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Yes, if you received your treatment in a dental practice and you are 18 or older. The one-off subsidy amounts to 40 EUR per year. You can also get a subsidy with supplementary dental insurance.
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We may only cover the costs of medically necessary services that people insured in your destination country would also receive and which cannot wait until your return. This is why we strongly advise that you take out private supplementary insurance for trips abroad.
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Children can go for regular dental check-ups from the age of six months up to their 18th birthday. Besides performing a thorough examination of your child's teeth, the dentist will give you age-appropriate advice on dental care and nutrition. Simply present the TK eHealth card at your dental practice.
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The orthodontist uses a system of 5 levels of severity, the German Orthodontic Indication Groups (KIG), to assess whether treatment is medically necessary. We will pay the costs of medically necessary treatment for children and adolescents who are less than 18 years of age and have been classified as "KIG 3" or more. Additional services must be paid for by you.
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If you are over 18 when you start treatment, we will only cover the costs if you have a severe jaw abnormality and require jaw surgery at the same time.
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Your TK insurance covers various dental fillings. The costs are billed directly to us by the dental practice via your TK eHealth card.
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We will check whether we can cover the costs before your treatment begins. For this, your dentist is required to draw up a treatment plan and send it to us. Once we have approved this plan, the contractually agreed costs will be billed to us directly via the TK eHealth card. Important: successful treatment requires the patient's active, focused cooperation. Teeth and gums have to be cleaned particularly thoroughly.
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Planning, clarifying costs, getting treatment, billing: find out below how to get a subsidy for your dental prosthesis.
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Yes. If you need a bite splint (occlusal splint), your dentist will bill us the costs directly using your TK eHealth card.
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We will pay for root canal treatment in cases where the tooth is considered to be worth preserving and this is the most suitable type of treatment. We will also cover the costs of root tip resection for teeth in the front and side areas.
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Should you ever need a dental prosthesis, we will cover more of the costs if you have had regular check-ups. Evidence of these is provided in the bonus booklet, which records the date of each check-up.
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The dental bonus booklet for higher contributions towards the costs of necessary dental prostheses is available from your dentist. To take part in the TK Bonus Plan you no longer need a special TK bonus booklet; instead, you can just enter the check-up online.
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Your dentist can enter your dental check-ups retrospectively.
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