I’m working while I study. What kind of health insurance cover do I need?

Mini-job

You are allowed to earn up to 603€ a month, no matter how many hours you work.

Temporary employment

The job is limited from the start to a maximum of three months (70 working days) per year. Therefore, if you have a temporary job, you can remain insured as a student.

Working students

It does not matter how much you earn, as long as the following regulations are adhered to:

You do not work more than 20 hours per week.

If the 20-hour week limit is exceeded through weekend employment, evening or night hours or during holidays (semester holidays), the following must be taken into consideration:

You have a limited employment relationship and are not employed for more than a total of 26 weeks with a working week of more than 20 hours in a year.

Do you have several jobs? Then we will total them to check whether you can to take out student insurance cover. Contact the TK-ServiceTeam by phone on 0800-2858585 (24 hours a day, 365 days a year).

Internships

Detailed information about internships during your study programme can be found here:

Interships while studying

Part-time self-employment

Here as well, most of your time and work must be concentrated on your study programme, and self-employment may only be supplementary.

Pension insurance contribution

Depending on your type of employment, you may have to pay contributions to pension insurance - these will be paid by your employer.