As a student you do not pay anything for health and long-term care insurance if you are covered by your parents’, married partner’s or civil partner’s non-contributory dependants’ insurance. You must take out your own insurance if you are not (or no longer) eligible for cover through dependants’ insurance.

More details

In general, you will be compulsorily insured and will pay the lowest student rate for health and long-term care insurance.

Monthly contributions for students with statutory insurance cover

Health insuranceLong-term care insurance without additional contribution 

Long-term care insurance

with additional contribution**

92.73 EUR*24.77 EUR27.61 EUR

* Statutory contribution for students made up of 82.99 EUR plus the TK-specific supplementary contribution rate of 9.74 EUR.

** Starting at the age of 23, individuals who do not have children must pay a surcharge for long-term care insurance.

Monthly contributions:

Students under the age of 23 or with children: 117.50 EUR

Students aged 23 and above without children: 120,34 EUR

Please get in touch with us if you are 30 or older as you may have to pay higher contributions.