All social security contribution rates at a glance:

More details

Social securityContribution rateEmployer's share
Health insurance15.3 %7.65 %
General contribution rate14.6 %7.3 %
Reduced contribution rate*14.0 %7.0 %
TK-specific supplementary contribution rate0.7 %0.35 %
Average supplementary contribution rate0.9 %0.45 %
Long-term care insurance3.05 %1.525 % **
Surcharge for childless individuals age 23 and above0.25 %0 %
Pension insurance18.6 %9.3 %
Unemployment insurance2.5 %1.25 %

* applies, for instance, for self-employed individuals who have insurance without being entitled to sick pay

** in Saxony: 1.025 %

Employer contributions and pension contributions

For employees and apprentices, the employer pays half of the contribution rate. For retirees subject to statutory insurance, the German Statutory Pension Insurance Scheme pays half of the contributions of the statutory pension.