The decision as to whether or not a coronavirus test is free of charge depends on the type of test performed. A distinction is made between laboratory PCR tests, antigen rapid tests (these must be carried out by a specialist), and self-tests that can be taken at home. As of 13 November 2021, everyone will again be entitled to at least one free rapid test a week.

More details

PCR test

Only the attending doctor can decide whether a PCR test is to be performed. As per the recommendations of the Robert Koch Institute, testing is required for those affected who belong to the group of justified suspected cases. If the test is carried out by a doctor, TK also covers the laboratory costs amounting to 35 EUR per analysis in addition to the treatment costs. As such, insurees do not incur any additional costs. The test is settled via the insurance card. If you are experiencing any symptoms, call your GP. Those affected should self-isolate prior to receiving the test result.

Rapid test

Free tests became available again to all with effect from 13 November 2021. The costs are covered by the federal government, and testing is available at the following locations:

  • Competent public health service agencies and the test centres they operate
  • Medical practices, dental practices, pharmacies, medical laboratories, rescue and aid organisations, and the test centres operated by the Associations of Statutory Health Insurance Physicians [Kassenärztliche Vereinigungen]
  • Medical supply stores, chemists

Self-test

It is currently not envisaged that the costs for self-tests will be covered.

Corona tests before and during inpatient hospital treatment

If the doctor at the hospital requires a test prior to hospital admission, this can be taken either shortly before or during the admission procedure. If you are admitted to hospital, the costs can be settled via your insurance card directly with the hospital. You will not incur any additional costs.

Patients, who are being treated in hospital and who develop an infection, can be tested in hospital. However, if the hospital's testing concept requires a test irrespective of an infection, this can also be taken. Again, you will not incur any additional costs.

Corona tests before and during a rehabilitation measures

Prior to admission or treatment in a preventive care or rehabilitation facility, you are entitled to a free test if required by the facility. The test will, e.g., be done in a public test centre, a doctor's practice or a pharmacy. The test can be repeated once during your stay.

This applies accordingly for those covered by private health insurance, e.g. for your privately insured child during a mother and child medical rehabilitation approved by us.

You will not incur any additional costs for the tests.
 


Tests following a warning from the coronavirus warning app

If the corona warning app detects an increased risk of infection, please call either the Gesundheitsamt [public health office] or general practitioner. If a test is deemed necessary, this will be settled directly.