How do I redeem my points when my participation year in the TK Bonus Plan ends? | TK

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How do I redeem my points when my participation year in the TK Bonus Plan ends?

How do I redeem my points when my participation year in the TK Bonus Plan ends?

You can redeem your points when your year of participation in the TK Bonus Plan is nearing its end or when you decide that you do not wish to submit any more activities for that year. You can do this online in the TK-App or in the German-language area "Meine TK", or by sending us your completed bonus booklet.

11.04.2025

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When you redeem your points, you must decide whether you would prefer to have your health bonus paid out or get the TK Health Dividend. After you have redeemed your points, there is nothing more you have to do. The new participation year will start automatically at the end of the year for which you have redeemed your points.

We suggest you take part in the Bonus Plan online. This is more practical for you and for us, besides protecting the environment. It also means that you no longer have to send us your bonus booklet and can save on postage.

Do you still want to carry on using your paper booklet? If so, you can send it to us by post to redeem your points for the year. You will find the address in the bonus booklet.

Once you have redeemed your points for your participation year, you can no longer submit any activities for that year.

Related questions

The TK Bonus Plan rewards you for activities that improve your health, including preventive check-ups, vaccinations, sports and many others. The activities you submit are rewarded with a health bonus, which we either pay to your account or credit to you as a "TK Health Dividend". You can use this to help pay for certain services.

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One year of participation in the TK Bonus Plan lasts 12 months. First, you have to register. You can then record your health-promoting activities and reward yourself with a health bonus. Another year of participation begins when the first 12 months have expired.

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All TK insurees aged 15 and over can register for the TK Bonus Plan themselves. You can register in the TK-App or on our website in the password-protected German-language area "Meine TK". Parents or legal guardians can register dependants under 15 who are covered by their insurance.

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The TK Bonus Plan rewards you for numerous activities that are good for your health. These could include a variety of preventive check-ups, sports club memberships, vaccinations, swimming badges, participation in online health courses, and much more.

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The most convenient way is to submit your Bonus Plan activities online through the TK-App or in the German-language area "Meine TK". You can use this option even if you still have a paper bonus booklet.

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You get 1,000 points for every activity you submit to the TK Bonus Plan. This is equivalent to 10 EUR, which is paid out when you redeem your points at the end of your participation year. Alternatively, you can obtain a TK Health Dividend worth 20 EUR for each activity you submit. You can then put this toward the cost of certain services.

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You can put your TK Health Dividend from the TK Bonus Plan towards the costs of selected benefits. These include fitness trackers, sports equipment, fee-based health courses, acupuncture and much more.

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You can put your TK Health Dividend from the TK Bonus Plan towards the costs of health benefits from the catalogue of benefits. To redeem it, please send us the invoices for which you want to use your TK Health Dividend. You can easily do this online in the TK-App or by sending us a message from your password-protected German-language area "Meine TK". Alternatively, you can send us the invoice by post. You will find the relevant address on the letter we will send you after you have redeemed your points at the end of your participation year. We will then transfer the corresponding amount to your account.

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Just send your current bonus booklet to us by post as usual. You will find the address on the booklet. We will then send you a new bonus booklet in plenty of time before your new participation year starts. If you have not yet taken part in the Bonus Plan and would like to have a bonus booklet, you are welcome to call us on 0800 - 285 85 85.

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