With prospective entitlement you secure your continued health insurance cover with TK upon your return to Germany after an extended period abroad. To apply, please fill in our PDF, print and sign it and send it to TK.

More details

Prospective entitlement can be taken out

  • by employees of international organisations
  • by Heilfürsorge-Berechtigte [persons entitled to free medical welfare]
  • by development aid volunteers
  • by voluntary insurees
  • by family members under certain conditions
  • during prolonged stays abroad under certain conditions
  • during postings

Prospective entitlement starts on the day following your departure and ends on the day prior to your return to Germany.